Steps to a healthy retirement:

This process is like dog grooming.

1. Contribute to 401K and other employee retirement plans
2. Make the maximum contribution up to employee matching funds
3. Save extra money for retirement in a Roth IRA
4. Diversify your investments and savings methods
5. Start a small business
6. Buy a modest home on a 30 year fixed mortgage
7. Pay down credit card debt
8. Spend time with family

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