The markets started out down on poor earnings news from Bank of America as third quarter profit is down and an increase in jobless claims. The Dow Jones Industrial Average was down 31.71 down .23 percent with four hours remaining in trading. The NASDAQ was down 12.33 down .44 percent with four hours of trading remaining. All of my stocks were down today except for Emerging Markets Telecommunications Fund Inc. (ETF) which is up 3.49 percent so far after a loss yesterday. Emerging Markets Telecommunications Fund Inc. (ETF) is up 30 percent for the year. Overall my holdings are up 25.85 percent for a two year period.

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