In order to have a good requirement you must learn to pay yourself first.

If you do so and save and invest this small amount your debt may grow but so will your savings and retirement. For most people by the time they reach their forties or fifties they are making enough money to have already paid off all debt. Image if you could do this but had also been paying yourselft first for twenty years and were now debt free and had savings and retirement rather than just debt free.

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Work for yourself first and pay yourself first.

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