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Life Diversity

Diversify Your Life, Investments, & Business

Archive for August, 2007

It is important to spend time with your family and a fishing trip can be a very relaxing and fun filled opportunity to re-connect with a member of the family whether it is a child, a spouse, or a father or father in law. The experience of fishing provides a relaxed atmosphere for casual conversation and in some cases a beautiful outdoor experience that could involve a hike through nature or a boat ride. It is important to come prepared with the proper fishing tackle and make sure to have the correct fishing license. With these items in place all you need is some snacks, some bug spray, and some sun screen to have an enjoyable family outdoor experience. Contact your local Game and Fish state department for fishing spots or tips.

Popularity: 36% [?]

When hiring a graphic designer to create your business logo it is important to see samples of the designers work and only work with them if you can reach them on the phone and verify that they have a physical office. A freelance designer who can not be contacted is more likely to leave you high and dry. You should never pay more than 50 percent of the total cost up front and you should always pay with a method such as a credit card or paypal payment so that you have some recourse if the project is not completed to get your money back. When providing information to the graphic designer it is important to include as much information as possible including other images of ideas or logos you like. You should include items such as colors, if you would like drawn or actual photos included in the logo and if images need to be in a vector format. You should also inform the graphic designer of what the logo will be used for such as billboards, business cards, and letterhead.

Popularity: 50% [?]

It can be very difficult to get a home loan in the difficult lending market. Lenders have much stricter restrictions on income levels, debt levels, and FICO scores and the rates are just much higher resulting in higher payments and less ability to qualify for larger loan amounts. Mortgage Loan Place is a great web site that provided many informative articles and tips on the lending industry as well as frequently updated news on the housing market and lending policy changes. The Mortgage Loan Place offers a Lending Guide featuring frequently asked questions regarding FHA Home Loans, Reverse Home Loans Mortgages, Home Mortgages, Home Loans Mortgage Insurance, Refinancing Home Loans, and Second Home Mortgages. The Mortgage Loan Place also provides a blog discussing refinancing, home loans, and other industry news. For example, Mortgage Loan Place is closely covering the showdown happening in Congress over the sub prime home lending market such as increasing the maximum mortgage amount that can be insured and backed by government sponsored home mortgage companies such as Freddie Mac and Fannie Mae. Several representatives wish to completely overhaul the Federal Housing Administration and President George Bush has also unveiled his own plans. If you are thinking of purchasing a new home or are currently unhappy with your current home mortgage loan you should visit Mortgage Loan Place to keep up on news and find out more information.

Popularity: 62% [?]

The stock market is performing well so far with just over 3 hours remaining in active trading for the day. The Dow is up almost 1.4 percent up 181 points with the Nasdaq also up 1.2 percent up 31 points. My individual holdings are up almost 1.5% for the day with Emerging Telecommunications Funds making significant gains of 3 percent today returning to an overall gain of almost 6 percent for the year. Walmart is still sluggish at an 11 percent loss for the year but Lowes stock has been improving and is up over 2 percent today. This will be a good end to the week.

Popularity: 28% [?]

In my earlier post I discussed the options of Baseball Memorabilia as a form of financial investment as well as a good gift and display item. Another very interesting item to add to the list is an Autographed Bat that can often contain signatures of multiple players possibly even the entire baseball team. Baseball Jump sells a large number of these baseball memorabilia items including apparel, licensed items, game used memorabilia, bats, ball, photos, and jerseys. It is definitely worth a look when considering a gift for a sports enthusiast.

Popularity: 53% [?]

The Markets recovered slightly today with the Dow Jones up .7% and the Nasdaq up almost 1%. The majority of my stocks were up today with AAPL recovering 4.20% in one day that it lost from yesterday. The Emerging Telecommunications Markets (ETF) also recovered almost 3%. Hopefully these gains will continue through the end of the summer when I believe the concerns on the housing market will finally stabilize. Traditionally the end of the summer has also resulted in increased investing and some more gains in the stock market often gaining the highest momentum just before or just after the holidays.

Popularity: 30% [?]

If you run an auto body shop or auto repair shop you know that keeping a well stocked inventory can be expensive. Hands on Tools provides body shop supplies at reasonable prices and members of the Hands on Tools web site can receive free shipping as well as other awards and benefits. Hands on Tools uses fast customer service and the best UPS rates to save you time and money while carrying a wide range of industrial tool equipment and supplies for mechanics and other auto motive industry professionals.

Popularity: 63% [?]

WMT (Walmart) is the only stock I own that is up today and it is up a mere .15% for the day. The stock is still down over 10% for the year after Walmart lowered their revenue estimates for the coming quarter. Why is the stock up today? There is a large amount of negative press about resentencing of a Walmart ex executive, nerves about the upcoming holidays, and a sagging economy. But Walmart was recently named Among the 50 top companies for Latinas’ and the price of the stock is frankly a bargain. Expect big things from Walmart coming out of the holiday season.

Popularity: 26% [?]

I will be traveling to Las Vegas again for a conference and I will be staying in the Venetian hotel. The Venetian Hotel will soon be opening the Palazzo Tower as another hotel within the main hotel in 2007. I have always enjoyed the uniqueness of the Venetian Hotel such as the canal that runs through the main shopping area and the five acre pool that they have. I might even catch a show such as the Blue Man Group at the Venetian Hotel.

Popularity: 26% [?]

The Down and Nasdaq were both down today. The Dow was down 1.15% and the NASDAQ down 1.32% on news that the real estate market has had the biggest price drop in 20 years. Emerging Telecommunications Markets in international areas also suffered a 3.8% loss on two week forecasts news.

Popularity: 25% [?]